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In this post you will find a list of entrepreneurs in the midst of their fundraising endeavours.

In October, we achieved the following figures:

✅  153 startup applications.
✅  Stages: 5% Stealth | 67% Pre-seed | 26% Seed | 2% Series A & B
✅  Geographies: 30% US | 18% UK | 11% Spain | 42% Rest of the world.
🤯 1038 total submissions since Jan 2025.

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If you would like to see the list of startups, scroll to the end of this post or upgrade your subscription below.

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I will provide an analysis of 3 early-stage startups building global solutions in Spain, the UK, and the US.

📍 HQ: Barcelona, Spain
🏭 Industry: AI / Fintech / ERP Automation / BI 2.0
☘ Stage: Pre-Seed.
🚨 Problem: ERPs like NetSuite, SAP, Dynamics are powerful but painful to use. Finance teams waste hundreds of hours finding data, preparing reports, and executing repetitive tasks.
🔛 Solution: Simon is the AI teammate for Finance. It lives in Slack, Teams, or web, connects to the ERP, and lets users ask, understand, get insights and execute in plain language.
📱 Product: Slack, Teams, Google Chat and WhatsApp teammate.
🫰 Business model: B2B SaaS, annual pricing based on usage and value.
🎯 Ideal Customer Profile: Mid-market ERP users with 3 + finance FTEs, operating across entities/countries, seeking automation without extra headcount.
📊 Traction: Working in the MVP and first early adopters signed. Partnered with NetSuite’s #1 global distributor and direct access to #3.
🏚 Market: €100 B + finance software market; strong shift to automation as 75 % of accountants retire in the next 15 years.
👥 Victor Ferrer (CEO): ex-CFO as a Service, scaled Vuala to 1700 + users.
👥 Ignasi Vergés (CFO): ex-CFO as a Service, scaled Vuala to 1700 + users.
👥 Rubén Villar (CTO): 4× founder, 1 exit (MyPoppins), 15 + years building tech teams.
👥 Miquel Solé (COO): NetSuite expert, founder of an implementation firm.
💰 Round: Raising €1M.

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📍 HQ: London, UK
🏭 Industry: Fintech
☘ Stage: Seed
🚨 Problem: Home finance products are static, based on legacy data sets, bank-centric, undifferentiated, and unsuitable for lenders and homeowners.
🔛 Solution: Home finance products underwritten with open finance and smart home data sets that are more profitable for lenders and insurers. Pre-qualify and automate green mortgage eligibility & Data-driven insights to enhance homeowner engagement.
📱 Product: API-first scoring modules for the banks and Insurers.

🫰 Business model: API module and $10 per precision retrofit loan.
🎯 Ideal Customer Profile: Lenders with an existing mortgage book.
📊 Traction: HomeScore (MVP) design sponsored by Lloyds Bank Group, Head of Data & AI (15 month exclusive contract). Other tier-1 Banks are evaluating a pilot.
🏚 Market: Retrofit finance. In the UK, unlocking a $336 billion retrofit lending opportunity for 14M sustainable homes.
👥 Tahir Farooqui (CEO): ex KPMG, EY and Accenture. Former founder of Canopy.rent, an Open banking powered rental platform used by 7million UK Renters; expected exit value: £200M
👥 Undisclosed (CTO): ex-MoneyHub. A seasoned technologist who built and scaled Moneyhub’s Open Finance and Open Banking platforms.
💰 Round: Raising a $4M Seed round.

📍 HQ: Delaware, US
🏭 Industry: AI / Future of Work
☘ Stage: Pre-seed
🚨 Problem: Professionals are overwhelmed by fragmented communication across email, WhatsApp, Slack, and LinkedIn.
🔛 Solution: Twintual is a voice-enabled app that learns how you communicate and manages your messages, tasks, and calendar across all channels in one unified app.
📱 Product:

🫰 Business model: B2B SaaS subscription: $50/user/month; onboarding fees per company.
🎯 Ideal Customer Profile: Customer-facing teams in SMBs (tech, manufacturing, hospitality) dealing with high message volume and coordination needs.
📊 Traction: 80+ paying customers. Partnerships with Google Cloud, Microsoft, Inflection AI, and Notion.
🏚 Market: $219B TAM
👥 Cristina Grau (CEO): Researcher at MIT & Harvard in Behavioral AI.
👥 Mathieu Bertrandy (CTO): CISSP-certified engineer, former IT Ops Director.
💰 Round: Raising $1M SAFE to scale product, integrations & team.

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